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Kit Menkin’s Leasing News www.leasingnews.org Friday December 14, 2001 Cal Fed Launches Equipment Leasing Program Caterpillar Financial Introduces ExpressTrack 1982 “Great Snow pile Play” Nigerian e-Mail “Show Time” for Online Retailers History of Christmas Lights ### denotes press release Ten More Days Until Christmas __________________________________________________________________________
########### ############################ ################# Cal Fed Launches Equipment Leasing Program
SAN FRANCISCO--Cal Fed, the second-largest depository institution headquartered in California, announced today its newest commercial product, Cal Fed Equipment Leasing. The product has been introduced in response to high demand in the commercial market. "Our research shows that 85% of businesses lease equipment," said Ken Coopman, Cal Fed's commercial banking director. "Because we want to serve our commercial customers' financial needs at all levels, we feel this product is a necessity. All too often, businesses lease through an equipment vendor or some other source with no commitment to the business' overall financial success." Cal Fed Equipment Leasing is a valuable finance solution for businesses looking to preserve cash flow, realize tax benefits or protect themselves from technical obsolescence. Commercial customers will also have access to the easiest most convenient finance method available with one-page applications acceptable by fax and four-hour credit decisions for transactions under $100,000 (upon receipt of completed documentation). Over the past three years, Cal Fed has assembled a comprehensive suite of products for commercial customers, ranging from Business Check & Deposit Cards to a Commercial Cash Sweep Account to an Online Cash Management Platform. Cal Fed's base of commercial customers has grown by more than 20 percent in the same period. "The commercial customer segment is very important to us," Coopman said. "Most of our clients recognize that by the extraordinary level of service they receive at Cal Fed. Now, with our full suite of products and growing awareness of our brand, we are poised to enter 2002 in a very strong position as a full-service provider and partner to our customers." Cal Fed (www.calfed.com) has approximately $59 billion in assets, 356 branches in California and Nevada, and $24 billion in deposits. Based in San Francisco, Cal Fed is a full-service community-oriented bank offering consumers and businesses the products and experience to help them achieve their financial goals. The bank is a subsidiary of Golden State Bancorp Inc. (NYSE:GSB). CONTACT: Cal Fed Steven Wildemuth, 818/291-8173 #### ######################################### ################### 1982 “Great Snow pile Play” Ms. Coleman is correct, a prisoner on furlough cleared the field for the Pat's game-winning field goal during that game. The episode is mentioned by local media here every time the `Fins travel to Foxboro during the winter. Dolphin fans generally agree with them-coach Don Shula that it was the most flagrant and unsettling displays of unsportsmanship condoned and authorized by a team head coach in NFL history. Jim Fleming nationalbusinesscredit@yahoo.com\ ---- John Smith, the Pat's kicker, is English and a very nice, highly motivated individual, as are all pro athletes. I got to know him a bit by sending my sons to his soccer camp in MA a few years some years ago after his retirement from the NFL. He kept a large picture of that kick in the snow on his wall. It became his claim to fame. Steven B. Geller, CLP Leasing Solutions LLC 20 Dike Drive Wesley Hills, New York 10952 845-362-6106 fax 845-354-2803 cell 914-552-0842 ---
I read and enjoy your newsletter every day. The inmate who cleared the field of snow in New England during the football game with the Dolphins was named Mark Henderson. He was supposed to only clear the field at every five yard line but he detoured his snow play to clear the way for the Pat's kicker John Smith. Don Shula the Miami coach was livid when he saw what Henderson had done but it was too late. Keep up the good work. Regards, Stu Millard Nigerian e-Mail DEAR SIR WE ARE LOOKING FOR SBLC OR CD FOR US$ 2 BILLION BLOCKED ACCOUNT FOR 1 YEAR. WITH INTEREST 12% PER YOUR. PLUS 10 MILLION COMMISSITION IF YOU ARE INTERESTED CONTACT US URTGENTLY. REAGRDS. SH.A.H.AL KHALIFA. ---- From John Kinney receivablesmgmt@prodigy.net Attn:President/Ceo, I am General Benjamin Ojiani (RETIRED); Residential Address-Plot 150 Wuse Zone 2, FCT, Abuja, Nigeria. I am contacting you courtesy of an address listing which I obtained from your Embassy/High Commission in Nigeria; THIS IS NOT A SPAM MAIL, and I appeal to you to exercise a little patience and read through my letter, and I guarantee you will not have wasted your time. As you are probably aware, Liberia, a West African Territory was embroiled in a protracted civil war for many years. This war of attrition eventually attracted Worldwide attention because of the suffering of both the many warring parties which constantly changed alliances and allegiances, and the innocent civilian refugees. There were allegations of much atrocities committed and many human rights abuses. Nigeria, under the leadership of General Ibrahim adamosi Babangida (retired Head of State of Nigeria), appealed to the United Nations for help. The later encouraged Nigeria to mediate between the many protagonists. Nigeria subsequently put together the coalition of 16 member Economic Community of West African States(ECOWAS), and the regional PEACE KEEPINGFORCE KNOWN AS ECOMOG was born! I was privileged to e the first inaugural Nigerian commander of the Peace keeping force, and I immediately moved into the camp site at the outskirts of Monrovia, the capital city of Liberia to take my command. The peace keeping exercise was a total success , and eventually the rebel, Samuel Doe was captured and the many lesser war lords contained. Eventually Mr. Charles Taylor, whose faction was recognized by ECOWAS was helped to establish an acceptable Government; peace was restored; and the rest is history. During the final onslaught which resulted in the capture of Samuel Doe, the campaign was meticulously planned and executed flawlessly; Samuel Doe's Headquarters was seized by my men, and much ammunition as usual were recovered; However, 10 large trunk boxes were also recovered and I immediately ordered them taken to my quarters because there were rampant cases of pilfering and outright looting by the Soldiers ( the Soldiers came from different Countries and sometimes discipline was hard). When I examined the Trunk boxes, I got a shock! They were stacked full of 100 Dollar bills! To my inexperienced eye, I estimated that the boxes must contain over 100 Million Dollars! I was faced with an instant dilemma .I dared not declare this discovery to the Military High command; the money would promptly disappear into private pockets of the Military high brass. I immediately swore my ADC to secrecy and decided to transport the boxes into Nigeria. I used my powers to requisition a Hercules Military Transport Airplane under my Command and airlifted the boxes to Abuja, Nigeria. Needless to say, Our Aircrafts and military equipment/property do not undergo Customs checks . Accordingly I immediately took the trunk boxes and deposited them in a safe deposit box belonging to Bullion Security Company Nig. Ltd., located at Abuja. Of course No one knows the content of these boxes and I simply listed "VALUABLES" in the deposit form and I paid the storage charge of 2,500.00 USD per annum. The date was 15th January, 1991. I deliberately waited for the right political climate to move this money abroad for investment purposes. The time is now right because a properly elected Civilian Government is now in charge of Nigeria. I need your help because I am a highly visible personality, and any attempt by me to transfer this money to a foreign Country will fail. Also the law in Nigeria does not allow serving or retired Military Personnel to own/operate foreign Bank Accounts in their name. I have therefore thought out a perfect and 100% risk free method of transferring this money abroad, with your help. It is simple. (1)You will provide one or more Bank A/Cs into which all the money will be wired (2)The Bank of origin, that is the, FIRST BANK OF NIGERIA,PLC (http://www.fao.org/ag/ags/agsm/banks/nigfirst.htm), where the wire transfer will be done will provide all the paperwork documentation, including the certificate of origin in order to avoid money laundering charges by the RECEIVING BANK. This is vital to avoid the money being seized by Government Agencies on arrival at your Bank Accounts).. Also in view of the unfortunate incident at New York and Washington in America, it is vital that this money should not be seen as terrorist money or as being transferred to terrorists. (3)You will then come to Nigeria for a 2 / 3 day visit; on your arrival, we will then take the money to FIRST BANK of NIGERIA PLC and wire the money to your Bank CCOUNT(S); My Banker has advised me that in transferring large volume money, it is best to use offshore (Bank Haven) Banks like the Cayman Islands where the tax incidence is zero or negligible. (4) After the wiring of the money, I will travel with you abroad to collect my share of the money which is 70%; You will keep 30% of the money for yourself. (5)You will then help me to invest my share of the money(This is optional and you are not obliged to assist) If you are interested in helping me, please reply immediately, giving me your phone and fax numbers and I will give you further details ; we will then establish a game plan to achieve our aim. Please bear in mind that as far as you are concerned, this transaction IS NOT ILLEGAL and we will NOT ENTER INTO ILLEGALITIES AT ANY STAGE OF THE TRANSACTION TO TRANSFER THIS FORTUNE ABROAD; EVERYTHING WILL BE TRANSPARENT AND PROPER, This is the word of a military officer. Thank you, Gen. Benjamin Ojiani Phone + 234 9 272 7052 Fax + 234 9 272 6116 alternative email:bojiani5@hotmail.com from: nathenial ogbe FROM: JUBRIL MOHAMMED UNION BANK NIGERIA PLC 36,MARINA LAGOS TEL:234-14926391
SUBJECT: REQUEST FOR URGENT BUSINESS RELATIONSHIP First I must solicit your confidence in this transaction, this is by virtue of it’s nature as being utterly CONFIDENTIAL. I am MR JUBRIL MOHAMMED a member of Board of Directors and same time Director of Foreign Exchange Operation servicing under the Managing Director ( Mr. GODWIN OBOH ) with the UNION BANK OF NIGERIA PLC, LAGOS(UBN) . I came to know of you in my private search for a reliable and reputable person to handle this confidential transaction, which involves the transfer of a huge sum of money to a Foreign Bank Account requiring maximum confidence. THE PREPOSTION: The Foreign Late Engineer MARK JOHNSON, an oil merchant/contractor with the Federal Government of Nigeria, until his death three years ago in a ghostly air crash, banked with us here at the UNION BANK OF NIGERIA PLC, Lagos, and had a closing balance of USD 28,900,000.00 ( Twenty-Eight Million Nine Hundred Thousand Dollars) which the bank now unquestionably expect it to be claimed by MARK JOHNSON’S next of kin or alternatively be donated to a discredited Trust Fund for arms and ammunition at a military war college here in Nigeria. Fervent valuable efforts are being made by the UNION BANK PLC, to get in touch with any of the JOHNSON’ S Family but to no avail. It is because of the perceived possibility of not being able to locate ENGR MARK JOHNSON ‘S next of kin that the management under the influence of our Chairman Board of Directors Major General KALU IKE KALU who has agreed that since the incident occurred in 1997 and has left the fund dormant and devalued , we should transfer the fund overseas and utilize it either on stock exchange market or personal business interest.
Your role is very important as the fund when concluded on transfer we be justifiably presented as having been remitted into the next of kin which is assumed to be you. Your interest will be protected as unnecessary documentation will be avoided and adequate percentage(%) scheduled for mutual benefit. 1. Account holder --- 30% (foreign partner) 2. Nigeria Partner --- 60% (Nigeria partner) 3. 10% incidental expenses that might be incurred in the course of this transaction Note that all modalities necessary for this transfer of this fund have been perfected and the transaction is 100% risk free . Emailing your contact information which will include your telephone/fax number and the name you intend to use as the recipient of the fund, account details if any or you prefer the transfer to be made by Certified Bank Draft which you can present to any bank of your choice for clearance. Awaiting your prompt response weather accepted or not. Regards ALH. JUBRIL MOHAMME From the desk of MR. KINGSLEY MBU DIRECTOR: PROJECT INSPECTION(NNPC) FAX NO: 234-1-7590198 ATTN: THE PRESIDENT/CEO Dear Sir, May I respectively invite your kind attention to the above subject matter based on information gathered from a relevant source at FEDERAL MINISTRY OF TRADE, COMMERCE AND TOURISM, and to solicit your assistance in the execution of this business transaction. It is our sincere conviction that you will handle this transaction with absolute confidentiality, maturity and utmost sense of purpose. I wish to inform you that we have FORTY-SIX MILLION US DOLLARS ($46Million), which accrued from deliberate inflated contracts awarded by the Federal Ministry of Petroleum Resources from my Corporation, Nigerian National Petroleum Corporation (NNPC) during the past military regimes and executed by a consortium of multinational companies in the Oil Industry. The project executed are as follows: (1) The expansion of Pipeline Network within Nigerian for Crude oil and Downstream products distribution and subsequent evacuation. (2) Turn Around Maintenance (TAM) of three Oil Refineries namely: Port Harcourt, Warri and Kaduna. (3) The construction of storage tanks for Petroleum Products (Depots). Consequently, we humbly request your gracious assistance towards the transfer of the above stated sum into a personal off-shore account to be nominated by you. And be rest assured that this transaction is 100% risk free. There is no risk involved on both sides as we have covered all avenues or risk. Feel free to ask questions. We are also in position to link you if you are interested in NIGERIA CRUDE OIL from (NNPC). We agreed to offer you 20% of the total amount involved for your assistance while 5% will be mapped out to cover expenses made in course of the transfer. For now all correspondence must strictly be by email or fax for security reasons. Awaiting your urgent response. Yours faithfully, MR. KINGSLEY MBU ( There are more, that we will print another day. editor ) ____________________________________________________________________ “Show
Time” for Online Retailers by
Beth Cox eCommercenews.com If
you're an online retailer selling anything that might remotely be
considered a holiday gift, it's time to roll out your last-minute
delivery plans, and that's just what companies from America Online
to Yahoo! are doing. AOL's
Shop@AOL e-commerce operation launched
an online catalog featuring quick-click gifts "sure to arrive
by Christmas Day." And
Yahoo! Shopping, that portal's e-commerce
effort, said it will launch its Last Minute Shopping area Dec. 14,
listing all retailers who can ship to procrastinating gift-buyers.
Amazon.com,
meanwhile, has a whole list
of deadlines posted on the site. Noon PST Dec. 22 is the latest
you can get a physical gift sent with a promise of on-time delivery.
But even on Dec. 24, Amazon will be happy to sell you a magazine subscription
or a gift certificate with an e-card. Rival
bookseller BarnesandNoble.com is offering free shipping
on two or more items if ordered by Dec. 18, the cut-off date for Christmas
delivery. Lands End, the apparel
cataloger that also has a Web operation, has a shopping calendar posted
right on the main page. Dec. 20 is the last day to order online. MSN.com
has an "Easy Last-Minute Gifts" area called Procrastination
Central with links to a variety of merchant partners who can deliver
for shoppers who play beat-the-clock. One partner. 1800flowers.com,
allows shoppers to order some things as late as 10 a.m. on Dec. 24.
AOL
has an interesting wrinkle this year, having set up an instant holiday
gift feature for users of its Instant Messenger service. From the
AIM Today welcome screen, visitors can send gifts ranging from stuffed
teddies and holiday baskets to stress reducer bath sets and space
age bottle stoppers. Consumers
choose a gift from the AIM Instant Gifts catalog; choose a recipient
from their Buddy List or provide an e-mail address; enter their own
AIM Screen Name in the "From" field; fill out billing information,
and add a personal greeting. An instant message "Gift Alert"
is automatically sent and the recipient needs only to click on the
highlighted link to choose to accept the gift, and then provide their
shipping information for delivery. The
Instant Gifts feature is powered by Zipsend,
a San Francisco-based company specializing in sending anything anywhere,
using an e-mail address or other online identity as the recipient's
real-world delivery address. All
this effort is important this year not just because a company's reputation
rides on getting fulfillment right, but also because the online retailers
may be selling into a market that's expanding more slowly than expected.
In
fact, the latest figures from Nielsen//NetRatings and Harris Interactive
show that e-commerce spending in November 2001 jumped only 10 percent
from November 2000. The
eCommercePulse data, collected from an online survey of 34,000 Web
users, shows that national concerns over the events of Sept. 11 and
the war on terrorism, plus a softer U.S. economy, are affecting holiday
spending. The latest month's data reveal that e-commerce sales rebounded to $5.3 billion, on par with pre-September spending levels. However, spending rose 14 percent from October to November, half of the 29 percent increase seen in 2000. ### ##################################### ############## Caterpillar Financial Introduces ExpressTrack Caterpillar Financial Services Corporation has introduced ExpressTrack, a new set of online services designed to allow users to perform a wide range of business functions easier, faster and at a lower cost. ExpressTrack
reflects Cat Financial's commitment to using leading-edge technologies
to deliver services that help Caterpillar, its dealers and customers
be more efficient and productive. This groundbreaking, web-enabled The
ExpressTrack suite of services includes an upgraded version of FinancExpress,
which allows Cat Financial personnel and dealers to streamline the
equipment financing process. The newly released FinancExpress Version
2.2 is the anchor service of the ExpressTrack family of services.
First introduced to Cat dealers and Cat Financial personnel two years
ago, FinancExpress automates many of the processes essential to "Our
dealers and customers are seeing the value of FinancExpress in their
transactions," said Jim English, Executive Vice President, Cat
Financial. Cat
Financial also announced the launch of AccountExpress, another offering
in its ExpressTrack line of services. AccountExpress allows Caterpillar This
gives customers one more option to choose when they require information
about their Cat Financial contracts. Customers can now call the Cat
Financial toll-free voice response system or link to AccountExpress
for 24/7 With
AccountExpress, customers control the access to their account information.
They can not only view their account status, including past/current
invoices, payments, and interest paid, but they can perform Caterpillar
Financial Services Corporation is a wholly owned subsidiary of Caterpillar
Inc., a Fortune 500 company and the world's largest manufacturer Contact: ( courtesy ELAonline.com ) #### ########################################### ################ Boston Globe---History of Christmas Lights
www.leasingnews.org
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