Free Lease-vs-Buy Calculator “Our web-based lease-vs-buy calculator is completely free, provided as a courtesy to the capital equipment leasing community by S.B. Associates, Inc. You can view sophisticated lease-vs-buy analyses right on the web site, or you can print out reports for your customers. You'll appreciate the many sophisticated elements that can reveal the advantages of leasing, such as stepped or skipped rents, alternative minimum tax situations, loss carryforwards, or end of term options. “We currently offer 5 different lease calculators. In addition to the free lease-vs-buy calculator described above, we offer LeaseMan Express (see below), a lease yield and pricing calculator specifically designed for the needs of the small ticket market and non-tax based leases in the middle market. For tax-based and leveraged leases, we offer the LeaseMan (non-express) version. We also offer two separate calculators specifically designed for consumer vehicle leasing.” *** * *** http://www.financial-publishing.com/other_pubs.htm For instance, on 60 months .025 was 18% or 10% add on ( in advance)
and you could then multiply 1.05 ( if you wanted five points) times it and
get the retail rate, the selling rate. A reader asked us for a program that would calculate his commission based on a lease factor. Many founders and equipment leasing companies offer these programs on line, for free. Some allow you to download the program Excel can also do this easily. Bob Teichman, CLFP, sent us the correct formula for HP17BII : ADV:PMT=(-PV-FVx(SPPV(I%YR÷12:N)))÷(USPV(I%YR÷12:N-#ADV)+#ADV) "This is a very difficult formula to copy correctly, whether on paper or on the calculator. "Thanks for printing the information about on-line calculators. I continually refer people to your list." Regards, In the old days we would take the factor and multiply it by 1.00 with the commission the salesman was seeking. For instance, .0331 and the salesman wanted five points, multiply 1.05 times .0331 and it would be 034755. Here are some personal financial portals and calculation tools we will be adding to the page: Bankrate.com CNN Money has also a financial calculator and other tools, and it's advantage, it is designed with currency converters, and may other programs at work all over the world: Collection
of free financial calculator, including stock spread calculator, rent
vs. buy It there is a calculator we have not mentioned on this page, please let us know as we will share with other readers. Here is one sent in by reader, Emily Hill
emily.hill@inbox.com . She says she uses *** * *** mortgages/loans
Rosanne Wilson, CLFP, sent in a company that will add a calculator to your web page for a fee. Rosanne Wilson, CLFP
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