Leasing News

-------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------

The Week Ahead----

Tuesday, July 30

Economic researchers from the Conference Board and the University of Michigan release Consumer Confidence indexes for July. They're expected to dip from 106.4 to 102.

Wednesday, July 31

The Commerce Department reports the Gross Domestic Product,

the government's broadest measure of economic activity, for the second calendar quarter of the year. The market expects growth to dip to 2.3 percent, from 6.1 percent.

Thursday, Aug. 1

The Commerce Department reports Initial Claims for unemployment

compensation for the week ending July 27. Expected to grow a bit to 365,000, from 362,000 a week earlier.

The Commerce Department also reports figures for Construction Spending in June. Growth is expected to be down slightly, from 0.6 percent to 0.2 percent.

Friday, Aug. 2

The Commerce Department reports the overall Unemployment Rate

for July, one of the most significant indicators of overall economic health. It's expected to hold steady at 5.9 percent.

The Commerce Department also reports Factory Orders for July, combining figures on both durable and non-durable goods. Growth is expected to hold steady at .5 percent.

General Electric Capital is so large it is not uncommon for a West Coast operation

to find its nearest competitor in bidding a transaction is another GE Capital company

GE Chairman and CEO Jeff Immelt announced organization changes that will result in GE Capital, the Company's diversified financial services business that may change

Each of the businesses will report directly to Immelt and GE Vice Chairman Dennis Dammerman, who has oversight for GE Capital.

CIT Small Business Lending Corporation to Assist Women-Based Businesses Obtain Financing

LIVINGSTON, N.J.,- CIT Small Business Lending (SBL) Corporation, a subsidiary of CIT Group Inc., (NYSE:CIT) and the nations leader in small business financing, today announced the launch of LoanstoWomen.com, a website created specifically to address the needs of women entrepreneurs when starting or buying a business.

The site, a natural extension to SBL's primary site, SmallBizLending.com, is structured to provide information on a variety of topics such as articles on financing and other issues related to women in business, stories from other entrepreneurs sharing their experiences, and an array of interactive business tools used to create business plans, cash flow statements and analysis of competitors, among many others.

"CIT Small Business Lending has become the nations number one lender by serving niche markets such as women-owned businesses better than anyone else," said John Canning, President of CIT Small Business Lending. "This website gives further justification of our commitment to helping women succeed in the small business community," he added.

"Women entrepreneurs are among the fastest growing segment in small business. We intend to be the leader in meeting their sometimes unique needs and we created this website in an effort to help us reach this objective," Canning concluded.

CIT Small Business Lending Corporation, a subsidiary of CIT Group Inc., offers Small Business Administration (SBA) loans to finance business acquisitions, owner-occupied real estate purchases and franchise start-ups though a network of field representatives. The nation's #1 SBA lender, CIT Small Business Lending has been designated a "Preferred Lender" by the SBA and can provide quick credit decisions and loan closings. The company's website and online SBA loan application are located at http://www.smallbizlending.com.

CIT Group Inc. (NYSE:CIT), a leading commercial and consumer finance company, provides clients with financing and leasing products and advisory services. Founded in 1908, CIT has nearly $50 billion in assets under management and possesses the financial resources, industry expertise and product knowledge to serve the needs of clients across 30 industries. CIT holds leading positions in vendor financing, U.S. factoring, equipment and transportation financing, Small Business Administration loans, and asset-based and credit-secured lending. CIT, with its principal offices in New York City and Livingston, New Jersey, has approximately 6,000 employees in locations throughout North America, Europe, Latin and South America, and the Pacific Rim. For more information, visit http://www.cit.com.

OMAHA, NE - LeaseTeam, Inc., developers of the Lease Sales ManagerTM and LeasePlusTM end-to-end solution, is pleased to announce

the appointment of Randy Anderson as an Account Manager for Lease Sales Manager.

Based in Modesto, CA, Anderson has extensive experience in equipment leasing and finance software. Anderson began his technical career

n 1982 working for national computer retail companies. In 1995, he began revolutionizing transaction processing in the equipment leasing

industry with the release, implementation and training of the System 1 family of products. During that time, he worked with hundreds of

Anderson will work with Lease Sales Manager customers providing implementation, training and support services to increase their profits

and improve customer service by streamlining their daily application processing applications. "With an intimate knowledge of leasing

operations and leasing software, Randy is able to quickly understand our clients' business and address their most relevant needs," says Jim

Stoller, LeaseTeam Manager of Support. "He compliments the skill-sets of the Lease Sales Manager team nicely."

LeaseTeam, Inc. is a privately held company with headquarters based in Omaha. NE. For more information about LeaseTeam, Inc., visit our

-----------------------------------------------------------------------------------------------

The sun’s out, the queen celebrated her jubilee (Ozzy Osborne warbled in her back garden), and our cricket team is on the brink of victory against India. Bliss for all Englishmen – including those in leasing?

More clients are looking for people – job orders are 15% up compared to a year ago and the average job is worth 10% more. Demand is primarily for sales people, with an emphasis on new business hunters. Invoice factoring / invoice discounting

is the strongest area, general asset finance steady with reduced demand in finance of high technology and private cars. Commercial vehicle sector demand is slightly better.

Most noticeable on the client side is the demand for quality. Managers are looking for high performers, people who will improve their batting averages. They are being discerning buyers, testing and checking before making an offer.

Wave a flag looking for candidates and you get a flood of responses. Many people want to jump from IT and telecoms and finance is seen as a safe haven. There is a lump of displaced leasing personnel who’d dearly love to get back into the

However, it is noticeable that headhunting approaches to big hitters are producing results. The top 20% are feeling brave enough to consider a career move. The most tempting carrot is the reputation of the hiring company. It’s a sign that the market

is loosening up – much like the weather, today in England its summer so spring must be just around the corner.

Please find an annotated listing of over 100 VHS movies with finance themes at the hyperlink:

These are in categories of entertainment, educational, and "edutainment." This is the only listing of such movies I know of. It should make a terrific reference. Enjoy.

not appear to be a “wholesale” event, but commission sales personnel evidently

are not happy with the volume of business and believe the grass is greener elsewhere. Many in the leasing business have been saying this for about

although Leasing News has heard in the grapevine a Miami residents is considering an offer. No one wants to comment for the record.

The International Longshore and Warehouse Union Caucus rejected the Pacific Maritime Association's contract settlement offer on Wednesday, July 24. Following this announcement, the union held a rally outside PMA headquarters during the lunch hour.

The rally, which lasted for about two hours, is the second such solidarity rally held by the union since it began negotiations with PMA on a new coast-wide labor agreement in May.

In response, PMA Director of Contract Administration Jack Suite said, "We are disappointed that the ILWU rejected an offer that was substantial, fair and met the most significant of the union's contract demands."

In meetings July 25, the union told PMA President Joseph Miniace it would not come back to the bargaining table until Tuesday, Aug. 13, or the following day. An agreement was signed to continue the 24-hour contract extensions subject to cancellation by either party until Aug. 13.

-----------------------------------------------------------------------------------------------

Business Briefs

NEW YORK Dow Jones industrials close up approximately 445 points, achieving their third-largest one-day point gain.

LOS ANGELES (AP) The new Austin Powers epic had a smashing debut, baby, raking in $71.5 million to set an opening record for a comedy.

---

Coke plans diet version of Vanilla Coke

ATLANTA (AP) A diet version of Vanilla Coke will debut this fall, a beverage industry magazine reported.

---

n Nigeria, embattled banks face growing demands for reforms

LAGOS, Nigeria (AP) Shopkeepers hide savings under mattresses and floorboards. Investors borrow at blood-chilling 40 percent interest rates.

has changed this year from alternate shot to best ball, which should put a little more life into the made-for-TV exhibition. Of course, having Lee Trevino around doesn't hurt.

Trevino, one of the most animated characters of his generation, teams with Sergio Garcia on Monday night for the fourth version of the prime-time golf exhibition, an 18-hole match against Tiger Woods and Jack Nicklaus.

``If we have to play under the lights, Jack and I are goners, because we're blind when the sun is out,'' Trevino said. ``We can barely see. Do whiffs count? We've got to make a rule before we start.''

Asked whether he and Nicklaus, both 62, would be hitting from the same tees as Woods and Garcia, Trevino said he wasn't sure.

``I hope not,'' he added quickly. ``What would be embarrassing is if they gave us 50 yards and those boys are still bombing it by us.''

Even when the golf was meaningful, Trevino never took himself too seriously. This is the guy who pulled a rubber snake from his golf bag on the first tee of his 1971 U.S. Open playoff against Nicklaus at Merion, which Trevino won.

``We'll tell him we don't want to talk today,'' Nicklaus said. ``He'll tell us we don't have to talk -- just listen.''

Trevino has a kindred spirit in Garcia, whose antics are familiar. He sprinted and skipped down the fairway at Medinah in the 1999 PGA Championship after gouging a 6-iron out of a tree. He pointed 200 yards away toward Phil Mickelson at the U.S. Open this year after matching his birdie. He raised his 3-wood to the heavens to celebrate a great shot in a raging wind at the British Open.

He blamed his playoff loss in Australia last year on a rules official. He complained that Woods got preferential treatment during a rain-soaked second round at Bethpage Black. And he annoyed Woods two years ago at Bighorn by treating his 1-up victory over Woods as though he had just won the Masters.

``It was fun,'' Garcia said of his first Battle at Bighorn. ``I can't wait to play with my partner. Hopefully, we'll kick some butt.''

Nicklaus has long been considered the greatest golfer of all time. Woods is closing in on him faster than anyone could have imagined when he turned pro six years ago.

Woods already is halfway to Nicklaus' record of six green jackets. Two years ago, Woods replaced Nicklaus as the youngest player to win the career Grand Slam when he picked up the fourth trophy at 24 in the British Open. He already has won eight majors, one ahead of the pace Nicklaus set.

They have played together only once in competition, the first two rounds of the PGA Championship at Valhalla two years ago.

``I think he's a better player than I was,'' Nicklaus conceded after the second day. Woods went on to win the PGA in a playoff for his third straight major. He then won the Masters to become the only player to sweep the professional majors.

He and Arnold Palmer invited a 20-year-old Woods to play a practice round with them on the eve of the 1996 Masters.

``You can probably take Arnold's (four) Masters and my (six) Masters, add them together, and this kid should win more than that,'' Nicklaus said that afternoon, drawing a mixture of gasps and giggles.

``This kid is absolutely the most fundamentally sound golf that I've seen at almost any age,'' Nicklaus said. ``I don't know whether he's ready to win yet or not, but he will probably be the favorite over the next 20 years. If he isn't, there's something wrong.''

It will be a rare appearance from Nicklaus, who has been battling lower back injuries the past 18 months. Nicklaus had to skip the Masters and has played in only three official tournaments this year.

``I think it's going to be cool, just to be his partner,'' Woods said. ``How many sports can you have that big of a generational gap and still compete together?''

One of the few times Nicklaus has played this year, he did OK -- almost better than his Bighorn partner. Nicklaus opened with rounds of 71-74-71 at the Memorial and was tied with Woods (74-70-72) after three rounds.

On the practice green before the final round, Nicklaus said to him, ``How can you let an old cripple beat you two out of the first three rounds?''

``He said, 'Yeah, but I'm going to put up a good number today,''' Nicklaus recalled. ``And he went out and shot a 66 and only beat me by 13 shots.''

GE Chairman and CEO Jeff Immelt announced organization changes that will result in GE Capital, the Company's diversified financial services business, becoming four separate GE financial services businesses. Effective August 1, 2002, GE Capital will become GE Commercial Finance, GE Insurance, GE Consumer Finance and GE Equipment Management. Each of the businesses will report directly to Immelt and GE Vice Chairman Dennis Dammerman, who has oversight for GE Capital.

"The reason for doing this is simple - I want more direct contact with the financial services teams," Immelt said. "GE's financial businesses generate 40 percent of the Company's earnings. They have been an important part of GE's growth for decades, offering tremendous diversity of financial services, great leadership and the best people in the industry. To build on this success, it now makes sense to operate these businesses even more effectively.

"These four new financial services businesses have great breadth and the resources to deliver globally, " Immelt said. "They have similar customers, processes and opportunities for greater sharing. With this simplified structure, the leaders of these four businesses will interact directly with me, enabling faster decision-making and execution.

"The organization and leadership will be aligned with their natural markets," Immelt said. "This will create a clearer line of sight on how our financial services businesses operate and enhance growth. Our external reporting will mirror this organizational structure, providing greater clarity for investors."

Named to lead the four financial businesses are: Michael A. Neal, president and CEO, GE Commercial Finance; David R. Nissen, president and CEO, GE Consumer Finance; Arthur H. Harper, president and CEO, GE Equipment Management; and Michael D. Fraizer, president and CEO, GE Insurance.

To ensure the same rigorous level of financial stewardship, several critical and shared GE Capital Corporate functions including Risk Management, Capital Markets, Controllership, Tax and Treasury, will remain intact. GE Capital Services, Inc. and GE Capital Corporation will remain as legal entities and continue as the major borrowers of funds necessary to support all of GE's financial services activities. Their boards will continue as platforms for reviews of operations, transactions and capital allocation among the four financial services businesses. Dammerman will be chairman and James A. Parke will be vice chairman of both boards. Parke also has been promoted to a GE senior vice president and, in addition to his current responsibilities as GE Capital CFO, will oversee GE Equity and GE Information Technology Solutions.

GE Capital Chairman and CEO Denis J. Nayden's plans include creating a financial services advisory company. In this regard, he will continue to serve as a senior advisor to Immelt and the GE Capital Board on business development and other matters.

"Denis Nayden is a great leader and a big reason for GE Capital's outstanding performance," Immelt said. "He and the Capital Corporate team are to be commended for creating smart, entrepreneurial, and disciplined teams that have made GE the leader in key financial industries.

"I want to thank Denis for building such a strong record of performance and financial integrity at GE Capital over the past 25 years, and I am extremely pleased that he has agreed to continue in a key role," Immelt said. "Denis' extensive expertise, financial acumen and industry knowledge will be invaluable to me as we continue to grow."

Nayden said: "Leading GE Capital has been a tremendous professional and personal experience, especially having had the opportunity to work with a fabulous team of energized, talented people. By creating four financial services businesses, each with a strong leader, we are fulfilling Jeff's vision of customer centricity by creating a leaner, faster, more efficient operation. I look forward to continuing a strong relationship with the Company."

Current GE Capital businesses will be organized into the new structure as follows:

GE Commercial Finance: Aviation Services, Commercial Equipment Financing, Commercial Finance, Healthcare Financial Services, Real Estate, Structured Finance Group, Vendor Financial Services.

GE Equipment Management: Fleet Services, Rail Services, TIP/Mod Space, European Equipment Management, Penske Truck Leasing.

GE Consumer Finance: Card Services, Global Consumer Finance.

GE Insurance: Employer's Reinsurance, Financial Assurance, Financial Guaranty Insurance, Mortgage Insurance

GE will continue its practice of expanded financial disclosure covering these businesses.

"We have a talented financial leadership team in place representing decades of experience with GE Capital, and a deep bench supporting them." Immelt said. "Mike Neal brings a great history of deal making and strong leadership. Mike Fraizer's industry knowledge and talents have helped create a thriving global consumer insurance business. Included in the Insurance segment will be Employers Reinsurance Corporation, which will continue to be led by Ron Pressman. Art Harper brings a legacy of excellent operational depth, experience and management. Dave Nissen's strategic perspective and leadership have helped him build a global consumer finance business literally from the ground up.

"I have envisioned having more direct contact with our financial services team since I became chairman and CEO last September," Immelt said. "GE Capital is positioned for another year of double-digit growth. Our businesses and portfolio, as well as our processes and procedures, are in great shape. The performance of our Company remains on track for 2002." For more information, visit the company's website at http://www.ge.com.

GE COMMERCIAL FINANCE

GE Commercial Finance, with more than $180 billion in assets, offers businesses of all sizes an array of financial services and products worldwide. With a particular expertise in the mid-market segment, GE Commercial Finance provides loans, operating leases, financing programs and other services. It also offers loans and financing leases for major capital assets, including a full range of aircraft fleet and financing solutions; industrial facilities and equipment, and energy-related facilities; commercial and residential real estate loans and investments; and loans to and investments in public and private entities in diverse industries.

Businesses:

Aviation Services offers fleet, financing and productivity solutions to the global aviation industry. With three decades of expertise and long-standing customer relationships in more than 60 countries, Aviation Services has a fleet of nearly 1,000 owned aircraft and manages nearly 300 for others. Aviation Services provides operating leases and sale/lease back arrangements; secured loans and debt financing through its PKFinance unit; engine leasing through GE Engine Leasing, and productivity services through its affiliate network.

Commercial Equipment Financing (CEF) helps thousands of customers - from small businesses to Fortune 100 companies - finance the purchase of fixed assets. CEF's portfolio includes trucks and trailers, corporate aircraft, manufacturing facilities and construction office equipment. CEF also provides tax-exempt financing for state and local governments, universities and hospitals. Financing transactions range from $50,000 to $50 million and involve a variety of lease and loan products tailored to a customer's equipment needs and financial and tax situations.

Commercial Finance is a worldwide provider of innovative financing solutions primarily for non-investment grade companies. Products and services include revolving credit facilities; term debt; asset securitization; trade finance; factoring; debtor-in-possession facilities; plan of reorganization facilities, and preferred and common equity.

Healthcare Financial Services (HFS) was created to focus exclusively on the special needs of the healthcare industry, bringing a comprehensive set of financial products and services to the market. HFS provides a wide range of financial solutions including working capital lines of credit, real estate financing, equipment rentals/leasing/financing, and private equity investments to healthcare companies of all sizes across a wide range of sectors.

Real Estate is one of the world's leading resources for commercial real estate capital, through its capital markets, equity and structured finance products and services. Real estate owners and investors rely on Real Estate for a broad spectrum of financing solutions, including intermediate to long-term mortgage financing; restructuring and acquisition capital; niche equity investment/joint ventures; capital market securitization and placements; asset management services; sales leasebacks, and loan servicing.

Structured Finance Group (SFG) is an investor and provider of innovative structured financial products servicing clients in the global energy, telecommunications, diversified industrial and transportation sectors. With more than 30 years of experience, SFG meets the needs of its clients by combining industry and technical expertise with significant financial capabilities.

Vendor Financial Services (VFS) is a global leader in developing and providing financial solutions and services to equipment manufacturers, distributors, dealers and their end users. VFS builds and manages private-label programs, outsourced sales financing operations, trade payables services programs, lease broker support and wholesale programs. VFS includes European Equipment Finance (EEF) a leading provider of equipment finance in Europe, offering financial solutions on a single country or pan-European basis.

Leadership: Michael A. Neal, President and CEO

Headquarters: Stamford, CT USA

Michael A. Neal

Michael A. Neal is president and CEO of GE Commercial Finance, an array of businesses that offer financial services and products to businesses of any size, with particular expertise in the mid-market segment. With assets of more than $180 billion, GE Commercial Finance provides loans, operating leases, financial programs and other services. Previously, Neal was president and COO of GE Capital Corporation. He is a senior vice president of GE Company, and a member of the Advisory Committee, Penske Truck Leasing Co., L.P.

Neal has held various assignments at General Electric Company since he began in 1979. He joined GE Capital in 1987 as vice president and general manager of Vendor Financial Services.

In 1990, he became general manager of Commercial Equipment Financing. Under Neal's direction, Commercial Equipment Financing, the world's largest supplier of middle-market financing, recorded consistent growth, becoming one of GE's most profitable businesses.

He was appointed executive vice president of GE Capital in 1994 and has been recognized for planning and implementing GE Capital's successful core growth strategies, acquiring and building throughout Asia but notably in Japan, while driving Six Sigma and e-Business to deliver breakthrough productivity. Recently, he led the effort to acquire Heller Financial Services, which at $20 billion dollars is GE Capital's largest-ever acquisition.

Neal is a member of the US Advisory Board of the European Institute of Business Administration (INSEAD) and has recently been appointed to the board of trustees of Fairfield University. Neal is also a Trustee of the Georgia Tech Foundation and is on the Board of Stamford based Soundwaters. He has been the chairman of the GE Capital New York/Connecticut/New Jersey tri-state United Way campaign and participates in several local community volunteer activities through GE ELFUN.

Neal received his B.S. degree from the Georgia Institute of Technology in 1975.

GE EQUIPMENT MANAGEMENT

GE Equipment Management, with assets of more than $25 billion, provides leases, loans, sales and asset management services for portfolios of commercial and transportation equipment, including aircraft, trailers, auto fleets, modular space units, railroad rolling stock and data processing equipment.

Businesses:

Fleet Services is one of the leading corporate fleet management companies in the world, with more than 1.2 million cars and trucks under lease and service management. Fleet Services' 48 years of industry experience combines with technology, established networks and volume to provide fast and effective solutions to meet the productivity and outsourcing requirements of today's growing businesses.

Rail Services is a leading provider of rail cars and related services to businesses worldwide. With a fleet of more than 185,000 rail cars, it offers the industry's most diverse fleet and flexible leasing solutions.

Penske Truck Leasing is a global leader in transportation services and supply chain management. With a fleet of 208,000 heavy, medium, and light-duty trucks, and more than 900 locations, Penske continues to identify tactics that improve customer satisfaction and productivity.

TIP/Mod Space are two related businesses. Transport International Pool (TIP) is a global leader in over-the-road commercial semi-trailers and intermodal transportation services with more than 40 years experience in the trailer renting and leasing business. Customers may rent, lease or buy trailers from its global fleet of over 300,000 units through an extensive network of over 300 branches and depots worldwide. TIP is also a leading provider of storage equipment in North America through its National Trailer Storage (NTS) subsidiary. Modular Space, with a North American and European fleet of over 125,000 buildings, is one of the largest global suppliers of mobile and modular building solutions for construction, commercial, health care, education, industry and government markets.

European Equipment Management (EEM) helps businesses in Europe efficiently manage transportation and building space. EEM is one of the continent's leading providers of cars, vans, trucks, trailers, railcars and modular buildings, through five businesses: Fleet Services, TLS, TIP, Rail Services and Modular Space.

Leadership: Art Harper, President and CEO

Headquarters: Stamford, CT USA

Arthur H. Harper

Arthur H. "Art" Harper is president and CEO of GE Equipment Management, which includes Fleet Services, Rail Services, TIP/Modular Space, European Equipment Management and Penske Truck Leasing. He also oversees the GE SeaCo joint venture and GECIS Global, GE's operations and processing centers in India, Mexico and China. Previously he was an executive vice president and a member of the Office of the CEO at GE Capital. He is also a member of GE's Corporate Executive Council.

In 1978, he was a technical sales representative in the Chemical Division of Conoco, Inc. in Houston, TX. He then served as a marketing representative for the Polymer Products Department of DuPont Corporation from 1983 to 1984.

Harper joined GE Plastics in 1984 as a market development specialist in the ULTEM business where he also worked as an aerospace application field programs specialist and as the aircraft application program manager. In 1987, he was appointed district sales manager for GE Silicones in Brea, CA, which he held until he was named plant manager in 1991 at the Plastics plant in Oxnard. In 1992, Harper was named business leader for crystalline materials in Pittsfield, MA and in 1994, moved to business leader of the LEXAN business. He became president of GE Plastics Greater China in 1996. Harper was appointed vice president of Global Manufacturing for GE Plastics in Bergen Op Zoom, The Netherlands in 1998.

In May 2000, he became president and senior managing director for GE Plastics Europe at the company's European headquarters in Bergen op Zoom, The Netherlands. Harper had full responsibility and accountability for the entire operation and financial results of GE Plastics Europe, Middle East, India, and Africa.

Harper received his bachelor's degree in chemical engineering from Stevens Institute of Technology in 1978. In recognition of his many accomplishments, he received the Black Achievers in Industry Award in 1994 and the 1998 Career Achievement Award at Stevens Institute of Technology. He is a member of GE's African American Forum.

Harper's hobbies include golf, collecting jazz recordings and African American art.

E-Mail. You may subscribe by using the contact form at LeasingNews.org or by contacting me directly at kitmenkin@leasingnews.org.

If you would like to be deleted, the list is kept under your first and last name or how you asked to be listed ( not your URL ). Either use the contact form or

There is a trend for Spam programs for workstations and networks. In addition, some companies block their employees from receiving news from us. If you have stopped receiving Leasing News, it may be due to being blacklisted.

You can correct this by using another e-mail address. If a “Spam” issue, on your workstation, you will need to “delete us” from your filter. Most programs allow

you to make exceptions to what the program considers “Spam.” If done by your carrier, you will need to contact your carrier or the “relay carrier” to allow our e-mail. It is our experience, once named, we cannot contact you , meaning we can’t tell you that our mail is being rejected. Your carrier will make changes when contacted by the subscriber,

If we are being block, go to www.leasingnews.org. Each edition is normally posted to the website ( www.leasingnews.org ) at 12pm, PDT. The e-mail is sent out very

We prefer "positive" news. We have no "axe" to grind or are not paid or seek or accept any remuneration for product or promotion. We do not Spam anyone. To be

We follow Internet Netiquette at all times. Our sole purpose is to provide communication to improve our profession. We reserve the right to deny sending the newsletter when requested. We reserve the right to edit or delete an opinion that is not in good taste or is outright derogatory.