Total Net Portfolio						Total New Business Volumes
	1Q 02	2Q 02	3Q 02	4Q 02	1Q 03		1Q 02	2Q 02	3Q 02	4Q 02	1Q 03
	$55.83	$56.51	$56.26	$58.58	$57.91		$6.9	$9.3	$9.2	$10.3	$7.6
	16.3%	5.7%	1.5%	-1.4%	3.7%		9.4%	22.9%	12.6%	14.6%	9.0%
	Delinquencies (as a % of Gross Receivables)						Average Losses (Charge-offs) as a % of net receivables
	2001		2002
	1Q 02	2Q 02	3Q 02	4Q 02	1Q 03		1Q 02	2Q 02	3Q 02	4Q 02	1Q 03
Less than 30 days	97.2%	97.6%	97.9%	98.2%	98.3%		1.5%	1.5%	1.4%	1.4%	1.3%
31-60 days	1.0%	0.9%	0.6%	0.7%	0.7%
61-90 days	0.6%	0.5%	0.4%	0.4%	0.3%
Over 90 days	1.2%	1.0%	1.1%	0.7%	0.7%
	100.0%	100.0%	100.0%	100.0%	100.0%
	Credit Approval Ratio
	1Q 02	2Q 02	3Q 02	4Q 02	1Q 03		1Q 02	2Q 02	3Q 02	4Q 02	1Q 03
	78.7%	73.7%	75.4%	76.3%	77.4%		5,972	5,911	5,924	5,916	5,708
							-3.00%	0.12%	1.37%	-0.65%	-4.42%